Digipay Guru

When it comes to the matter of money, transactions, and finance, security is always paramount. We have been using various security measures to ensure that no fraudulent activity takes place. For example, bank representatives ask us for biographical data and passcodes. Similarly, a user has to confirm their identity with signatures and PINs. However, the evolving technologies are rapidly digitizing the banking and commerce sector. They are making banking services faster and more convenient than ever. However, many people are still sceptical on the security aspect of it as we have seen many cases of frauds taking place in digital payments . Biometric authentication technology has emerged as a potential solution to this issue. In this article, we will see what biometric payment technology is and how it can transform the landscape of digital payments. But first let’s understand the biometric technology. Original Source :  The ease and security of digital payments?

Economics, money, and the way we make payments have undergone several changes since the time of the Stone Age. In a sense all these are key indicators of our progress as a species. The primitive methods indicated our primitive way of living. Similarly, the current payment methods powered by cutting-edge technology boast our technological achievements of today. Digitization of payments was a huge jump towards the goal to achieve an easy, convenient, fast, and secure payment method. Arguably, we have achieved all of it. Digital payment methods saw massive developments in the span of four to five years and we are about to see even more changes in the coming future. In such times, it’s really exciting to see what 2020 has in store for us. In this article, we will closely look at all those digital payment trends that will make it big in the year 2020. Origimal Source :  Top 8 Digital payment trends for 2020

You might have heard the term microfinance many times. You might also have a rough idea as to what it is and why it is important. Most of us knows that the role of microfinance in economic development is to serve the needs of those who are economically marginalized. But do you know how it actually works? Or how did it all begin? and most importantly how will it shape in future? In this blog we will try to give answers to all these questions one by one. But before that, let’s understand what microfinance is? What is microfinance? Microfinance which is sometimes also referred as microcredit is the banking services that are aimed at low-income or unemployed groups and individuals. The aim is to help those who don’t have the privilege to access  financial services . The banks or financial institutions that participate in this provide microloans that can range from something as small as $100 to something as big as $25,000. Not only this, many banks also provide addition...